Health insurance in 2027: what is changing and what to watch
A practical starting point for the 2027 coverage year: confirmed policy changes, proposed premiums and decisions that still depend on your local plans.
2027 versus 2026: the health insurance numbers worth comparing
Compare confirmed federal limits without confusing them with your premium, your deductible or the amount you will actually spend.
2027 Open Enrollment: dates, deadlines and when coverage starts
Use the current federal Marketplace calendar, understand the January 1 deadline and avoid mixing ACA and Medicare enrollment dates.
Your 2027 health insurance renewal checklist
A step-by-step review of renewal letters, household information, plan documents and payment so your coverage choice is deliberate.
2027 premium headlines: what a proposed 15% increase really means
KFF’s national rate-filing analysis is useful context, but it cannot tell you your household’s final monthly bill.
2027 Marketplace subsidies: income, eligibility and the limits of a quote
Understand the difference between a premium tax credit, cost-sharing reductions and a preliminary estimate before you choose coverage.
The tax issue to plan for in 2027: repaying excess premium assistance
A rule already in effect for 2026 can matter when you file in 2027—and when you estimate income for your next coverage year.
2027 HSA limits: what changed from 2026 and how to plan
New contribution limits give eligible savers more room, while plan eligibility and the ability to afford care still deserve a separate review.
Choosing a 2027 plan: compare total costs, not just premiums
Use a simple annual-cost example, understand metal categories and compare the amount you could owe when you need care.
Before you renew: check your 2027 doctors, hospitals and prescriptions
A familiar insurance company logo does not guarantee the same network or drug coverage. Verify the exact plan before making a switch.
Self-employed in 2027: plan coverage around income that changes
For freelancers, contractors and business owners, a realistic income estimate and a flexible review routine are as important as the initial quote.
2027 coverage for children and families: one household, different options
Parents do not always need the same insurance arrangement as their children. Start with who needs coverage and compare the available paths.
Losing job-based coverage in 2027: Marketplace, COBRA and timing
Compare continuity, cost and effective dates before deciding how to replace employer coverage. Job loss and insurance loss are not always the same date.
Medicaid in 2027: new requirements, exceptions and renewal notices
Federal changes affect certain adults, not every Medicaid member. State instructions and individual exceptions are central to understanding what happens next.
Medicare for 2027: fall enrollment and the new Part D cost limits
Medicare uses a different enrollment calendar from the ACA Marketplace. Review the 2027 drug-cost changes with your exact medications and pharmacies.